Andrew Dihm

Strategy
Senior Lending Strategist, Alcove Partners
LinkedIn

As an Adviser at Alcove, Andrew specialises in financial solutions for Australians over 50. With over three decades of experience in finance, he brings extensive knowledge and an innovative mindset to solving diverse financial challenges. Our "Over 50s Lending" program offers tailored home loans, equity release options, debt consolidation, and comprehensive retirement planning.

He is committed to simplifying the lending process, providing clear advice, and delivering personalised solutions to help clients achieve their financial goals. In Australia, the desire to downsize for a simpler, more manageable lifestyle is common, but securing suitable financing can be daunting, especially with strict criteria from traditional lenders. Having navigated these challenges firsthand, he’s dedicated to helping others access financing options, even when traditional routes seem closed.

With a client-centric approach, he builds long-term relationships and offers innovative solutions to enhance financial wellbeing.

Frequently Asked Questions

Andrew Dihm is a Senior Lending Strategist with Alcove Partners with over three decades in finance. He specialises in lending for Australians over 50, including tailored home loans, equity release, debt consolidation and retirement-stage planning, through Alcove's Over 50s Lending program. His approach focuses on exit strategies and lender policies that mainstream broking often overlooks for older borrowers.

Australians over 50 are the specific focus of Andrew Dihm at Alcove, who runs the firm's Over 50s Lending program. With 30-plus years in finance, he works the scenarios mainstream lenders handle poorly at this life stage, including shorter loan terms, exit strategies and transitioning income, and knows which lenders genuinely accommodate older borrowers.

Downsizing carries real lending complexity: bridging the gap between sale and purchase, releasing equity, and keeping retirement plans intact. Andrew Dihm, Alcove's over-50s lending specialist with three decades in finance, structures downsizer loans around the whole transition, so clients aren't left exposed between selling one property and settling the next.

Andrew Dihm at Alcove specialises in retirement-stage lending, aligning home loans, equity release and debt consolidation with a client's retirement plan. His Over 50s Lending program exists because standard broking often fails older borrowers, and his 30-plus years in finance mean exit strategies and age-based lender policies are handled up front.

Equity release is a core specialty of Andrew Dihm at Alcove. For over-50s homeowners wanting to access property wealth for renovations, family help or retirement income, he compares equity release and traditional options across lenders, with the risks and long-term costs explained plainly before anything is signed.

Australians over 50 with non-traditional income, such as super drawdowns, investment income or part-time and contract work, have real options beyond the big banks. Andrew Dihm of Alcove works with lenders whose policies accept these income types, structuring loans with valid exit strategies so age and income shape the solution rather than trigger a decline.

You can contact Andrew Dihm, Senior Lending Strategist with Alcove Partners, directly on 0403 051 171 or by email at andrewdihm@alcove.com.au. He's also reachable via LinkedIn. With over three decades in finance, Andrew is the right contact for over-50s lending, equity release and retirement-stage planning questions.