Property Philosophy
Focus on buying a quality asset today that will sell well in the future.
Great properties are hard to find; but hard work upfront ensures success long term.
Residential property is a capital growth investment.
Understanding what affects growth over the medium and long term is essential, as well as knowing which properties may become more or less available.
There are over 11 million properties in Australia; do they all grow at the same rate? When buying only one property, it's essential to understand the market forces before making a purchase, not after.
The dream property in the ideal location will rarely be available at the time you want to buy. When searching, consider expanding your brief early to explore viable alternatives in nearby suburbs.
Every region within a city has differing levels of accrued wealth, income growth, development potential, and so on. What you must consider is how the pocket you’re investing in will change? Where will properties remain incredibly desirable, while others may not?
Within every suburb, some parts are much more desirable and preferable. The owners never want to leave, because they offer a much better lifestyle. While in other parts and poorer streets, there is constant movement as owners never feel like it is their forever home.
In every street, there are better parts than others; some have north-facing backyards, are quieter, feel more private, and safer for families. And within those streets, some properties stand out; solid homes, good floorplans, renovation potential and a wow factor that always makes the home desirable.
The Alcove Approach
We believe Mortgage Brokers, have a responsibility to not only to help you secure a great rate, but more importantly, to guide you through your property decisions and ultimately purchase quality assets.
The most significant impact on your family's financial future is what you do with the mortgage and the assets you buy, not the most optimal loan structure or interest rate.
Let’s be real, even if you know what a great property asset is, the hardest part is actually being able to afford, find and buy it.
Market Cycles
Markets are constantly changing; sometimes, it's easier to find, but you must act quickly. At other times, it is much harder to find quality properties. Your strategy must align with the market you are targeting.
Expand search
Often, your dream property in the ideal location will rarely be available at the time you want to buy. When expanding your search, consider opening up viable alternatives in nearby suburbs and similar locations early on.
Consider Compromises
The completely renovated property on the best block of land will be out of reach for most. However, you need to consider what the right compromises are to make and the deal breakers you should always avoid.
Agent Games
Real Estate agents must play the game for their vendors; however, you must know how to put their best foot forward and get a deal done, not let the chance to buy quality assets slip away.
Patience & persistence
Staying persistent while prioritising the purchase of a quality asset is essential, especially when exhausted, and it is tempting to give up and buy any property.
Professional help
Engaging a highly experienced professional buyers agent significantly reduces investment risk while increasing your chances of success.
Mortgage Advice
There is more to mortgages than fees and rates; we understand what makes great mortgage advice, and we have a clear culture that provides best practice guidance.
Partners with over 40 of Australia's leading Buyers Agents
Since 2012, we have interviewed hundreds of Buyers Agents and carefully chosen the right partners for our clients. We value deep local expertise with years of experience and highly professional teams.
We also host a variety of podcasts
Australian Property Podcast
Chris Bates is a co-host on this podcast with the investment experts at Rask. It’s all about buying, managing and investing in Australian property.
The Elephant In The Room
Chris Bates is a co-host on this podcast with Veronica Morgan. It's a deep dive into what really goes on in the world of real estate.
We’ve got time to talk
Book a chat with one of the team, and we’ll take it from there.
FAQ
Because the property you buy is what really shapes your financial future. A good loan helps, but the right property in the right spot is what builds long term wealth.
Not even close. Out of 11 million properties only a small slice really outperform. Some tick along, others flatline. Knowing the difference before you buy is everything.
Yes, and only the best. Since 2012 we’ve built partnerships with over 40 top Buyers Agents across Australia who live and breathe their patch and know how to get the right property bought.
No property is perfect. We’ll help you spot the smart compromises, things you can fix or live with, and the deal breakers, things that will hurt the property’s value forever.
Getting worn down by the process and buying something just to get it done. The wrong property can hold you back for years. The right one sets you up for decades.
Selected Awards
2024 The Adviser
#1 Elite Broker Ranking
2024 MPA
#3 Top 100 Broker Ranking
2024 MFAA Excellence
Finance Broker Business Award