Investors

We help clients invest in property with a clear strategy, property knowledge and intention, not based on speculation.

How we help

‍

Whether it’s your first investment or your fifth, our team will guide you through the loan strategy, lstructure, and all the numbers to make sure your next move makes sense now and in the years ahead. Most importantly, we have carefully built partnerships with Buyer's Agents across Australia to help you find a quality investment.

We know there are many options to consider. We will bring calmness to a stressful decision that needs clarity.

Decisions you are considering

Should I buy my home or invest first?

Where are the best suburbs to invest?

How much rental income do I need to cover the loan?

How do I know if a property is a good investment?

Is it better to buy in my name, a trust, or company?

Is property still a good long-term investment?

There’s more to investing than the loan approval. Property investing is emotional, time-consuming, and full of traps if you’re not careful.

Upgrading vs investing

Is it better to upgrade to a better home or renovate and invest?

Buy first vs sell

Is it better to buy another property now, or reconsider your whole portfolio?

Property vs shares

Is it better to buy one property or split across multiple, or should you consider other assets?

One property vs multiple

Is it better to buy one or split across multiple properties in different locations?

Mortgage Advice

There is more to mortgages than fees and rates; we understand what makes great mortgage advice, and we have a clear culture that provides best practice guidance.

As an investor, lending strategy is just as important as the property itself. Get the structure wrong and you can box yourself in; get it right and it sets you up for future growth.

Here’s what we focus on:

Invest with a clear plan

Set up a long-term investment strategy that matches your goals, not someone else’s idea of a shortcut to wealth.

Portfolio Planning

Structure your loans and purchases with flexibility and a clear plan, so you’re able to open up the next property move earlier.

Avoid the wrong assets

Not every property is investment-grade. We’ll help you focus on assets that grow long-term, not just look good on paper or based on short-term speculation.

Unlock equity wisely

Maximising equity in your existing home or investments to fund new purchases wisely, without putting yourself at risk across multiple banks.

Entity Lending (Trusts, Companies, SMSFs)

Structuring can unlock tax advantages, borrowing opportunities and asset protection, but only if it’s right for your situation.

Interest-Only vs. P&I

Maximise cash flow, accelerate debt reduction on your home and structure your loans to protect your assets with long interest only terms.

Prepared for the unexpected

Loan structures are consistently reviewed to release cash buffers for renovations, vacancies, employment and interest rate changes.

Ryan O’Hare, CEO

"I’m more than happy to provide a testimonial for Chris and the team at Alcove. They’re all legends, and they’ve made me and my family’s lives better through association with them. Chris, Ben and team have partnered with my wife and I to purchase 3 properties in the last 5 years. I say ‘partner’ cos that’s what they’ve done. There can’t be better firms than these guys out there. Give them whatever award you have, and more."

Owen Raszkiewicz, Founder, The Rask Group

“Alcove saved us: we had seven days to settle and no loan approval. They got the deal done and the team have been the long-term partner for the whole Rask business since 2022”

Lucy Briggs, Head of Marketing, Schroders

“As a broker Alcove help demystify and lighten the mortgage process; but as an advice partner they are so much more - helping us debate areas, properties and strategies to secure the future we want”

Carlos Cacho, Economist, Macquarie Group

“Alcove have been our go-to for understanding the mortgage and property market, and have personally provided my family with complex mortgage strategy advice for many years”

Bryce Leske, Co-Founder Equity Mates

“Alcove challenged our thinking on many levels; stopping us from buying the wrong property and ultimately, helping us buy the right one”

Amy, Operations Lead, First Home Buyer

“Alcove helped us buy our first home while navigating a move outside of Sydney. It was confusing to know what to do, but they gave us the confidence to make it happen”

Listen to our podcast Australian Property Podcast

We’ve got time to talk

Book a chat with one of the team, and we’ll take it from there.

Investors

‍

Decisions you are considering

Should I buy my home or invest first?

Where are the best suburbs to invest?

How much rental income do I need to cover the loan?

How do I know if a property is a good investment?

Is it better to buy in my name, a trust, or company?

Is property still a good long-term investment?

There’s more to investing than the loan approval. Property investing is emotional, time-consuming, and full of traps if you’re not careful.

Upgrading vs investing

Buy first vs sell

Property vs shares

One property vs multiple

Mortgage Advice

As an investor, lending strategy is just as important as the property itself. Get the structure wrong and you can box yourself in; get it right and it sets you up for future growth.

Here’s what we focus on:

Invest with a clear plan

Portfolio Planning

Avoid the wrong assets

Unlock equity wisely

Entity Lending (Trusts, Companies, SMSFs)

Interest-Only vs. P&I

Prepared for the unexpected

“Alcove saved us: we had seven days to settle and no loan approval. They got the deal done and the team have been the long-term partner for the whole Rask business since 2022”

“As a broker Alcove help demystify and lighten the mortgage process; but as an advice partner they are so much more - helping us debate areas, properties and strategies to secure the future we want”

“Alcove have been our go-to for understanding the mortgage and property market, and have personally provided my family with complex mortgage strategy advice for many years”

“Alcove challenged our thinking on many levels; stopping us from buying the wrong property and ultimately, helping us buy the right one”

“Alcove helped us buy our first home while navigating a move outside of Sydney. It was confusing to know what to do, but they gave us the confidence to make it happen”

Listen to our podcast Australian Property Podcast

We’ve got time to talk

Fortnightly insights in your inbox.

Selected Awards

2024 The Adviser

2024 MPA

2024 MFAA Excellence

Investors

‍

Decisions you are considering

Should I buy my home or invest first?

Where are the best suburbs to invest?

How much rental income do I need to cover the loan?

How do I know if a property is a good investment?

Is it better to buy in my name, a trust, or company?

Is property still a good long-term investment?

There’s more to investing than the loan approval. Property investing is emotional, time-consuming, and full of traps if you’re not careful.

Upgrading vs investing

Buy first vs sell

Property vs shares

One property vs multiple

Mortgage Advice

As an investor, lending strategy is just as important as the property itself. Get the structure wrong and you can box yourself in; get it right and it sets you up for future growth.Here’s what we focus on:

Invest with a clear plan

Portfolio Planning

Avoid the wrong assets

Unlock equity wisely

Entity Lending (Trusts, Companies, SMSFs)

Interest-Only vs. P&I

Prepared for the unexpected

“Alcove saved us: we had seven days to settle and no loan approval. They got the deal done and the team have been the long-term partner for the whole Rask business since 2022”

“As a broker Alcove help demystify and lighten the mortgage process; but as an advice partner they are so much more - helping us debate areas, properties and strategies to secure the future we want”

“Alcove have been our go-to for understanding the mortgage and property market, and have personally provided my family with complex mortgage strategy advice for many years”

“Alcove challenged our thinking on many levels; stopping us from buying the wrong property and ultimately, helping us buy the right one”

“Alcove helped us buy our first home while navigating a move outside of Sydney. It was confusing to know what to do, but they gave us the confidence to make it happen”

Listen to our podcast Australian Property Podcast

We’ve got time to talk

Fortnightly insights in your inbox.

Selected Awards

2024 The Adviser

2024 MPA

2024 MFAA Excellence

As an investor, lending strategy is just as important as the property itself. Get the structure wrong and you can box yourself in; get it right and it sets you up for future growth.

Here’s what we focus on: