Alcove Tech

Strategic Mortgage Advice for founders, operators, and big tech talent. 

We understand how tech careers, income, and timing actually work.

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Hey, I’m Alex

The mortgage broker helping people in tech buy homes and scale their property portfolios.

If you’re a founder, early employee, or Big Tech professional, your income probably doesn’t fit the bank’s rules.

We give clear, strategic lending advice for people whose income and career paths don’t fit standard models.

We help you:

  • Use RSUs, vesting, bonuses, and equity in lending
  • Borrow as a founder, operator, or early employee
  • Structure lending around liquidity events and secondaries
  • Buy before selling, or upgrade without friction
  • Build a clean plan for home ownership or investment

We take complex situations and turn them into a plan you can act on.

We work with:

  • Founders
  • Operators
  • Senior tech talent
  • Early employees with equity
  • People in high-growth teams across product, engineering, design, data, and leadership

We’re already working with legends from:

We were pumped by the service from Alex and the team.

Justin
CFO - Eucalyptus

If you are looking at brokers who make your life easy and provide great advice, this is the business you want to work with!

Morgan
Product Lead - Flare HR

I live and work in NYC so rely on working with great people and their advice. The team nail the brief every time and make it super easy.

Andrew
Global Product Lead Gemini - Google

Alex is the best broker I’ve worked with to date. Super responsive, great service and made the whole process incredibly easy. Legend!

Bob
COO - BillWill
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My Experience

I’m an entrepreneur at heart, building a digitally-driven broking business to serve Australia’s best and brightest.

I bloody love working with world beaters building the next gen of great companies

Link to Contact Page

Strategy, CX, Digital Experience, Brand, R&D Innovation Grants


KPMG, Consulting

Non-Dilutive Funding, Technical & Financial DD, Capital Raising


R&D, Lending

NPD, GTM Strategy, Supply Chain, National Distribution


Alt-Protein, Founder

Link to Contact Page

Book a call with Alex

Selected Awards

2024 The Adviser

#1 Elite Broker Ranking

2024 MPA

#3 Top 100 Broker Ranking

2024 MFAA Excellence

Finance Broker Business Award

2025 AFG Champion Broker

Finalist: AFG National Broker Awards

2025 NSW/ACT Champion

AFG Broker Awards NSW

Decisions you are considering

How do stock options affect my loan?

Can I borrow as a startup founder?

Can I count vested RSUs as income?

How do I value my equity grants?

Should we sell first or buy first?

Should I wait for my secondary sale?

Andrew, Global Product Lead Gemini - Google

“I live and work in NYC so rely on working with great people and their advice. The team nail the brief every time and make it super easy.”

Our clients work at

We such a great experience working with Alcove on our mortgage. The whole process was incredibly smooth from start to finish. Ben Sum really took the time to understand our situation and made everything feel so personalized and stress-free. Super grateful for Ben and his team’s support and would absolutely recommend them to anyone looking for a seamless and genuinely caring service.

Gladys
Chang
October 8, 2025
Google

Andrew and Rupa have been a pleasure to work with throughout the loan process. We thank them for all their effort in getting out documents and loans settled. Communication was great and we are very happy to recommend their services.

Jessica
Swann
October 18, 2025
Google

Alcove are amazing to work with, the whole experience was seamless.

Kathryn
Farmer
October 20, 2025
Google

My partner and I shopped around quite a bit for a mortgage broker (from the big names to smaller mum-and-dad firms), but no one came close to the level of expertise and professionalism that Ben and the team showed. Even though we brought them in fairly late in our home-buying journey, their advice gave us confidence in the deal we were making and the risks we were taking. With their support, we ended up finding the place that was right for us. We’ll definitely be working with them again!

Katrin
De Guzman
October 21, 2025
Google
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