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"They managed to navigate my complex expat income and even got my Google RSU income approved as well."
"I highly recommend Alcove to anyone looking for a mortgage broker who is responsive, trustworthy, and truly cares about their clients. Thanks again to the whole team for making the process such a positive experience!"
"As founders, we're constantly jumping between things so having a partner that handled the details & made the process super clear made the buying process breezy for us. Very happy with the experience!"
“It almost felt like it was his responsibility to make it clear to me, not my responsibility to understand it.”
“I've been pretty much fully leveraged the whole time. So the sounding board on that, in terms of what was achievable, what wasn't — I think trust is just built along that.”
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"Alcove has been a great partner. They look after my audience properly, keep things simple, and deliver real value. I’ve got full confidence referring clients knowing they’ll get honest, straightforward advice."
"Property is one of the biggest financial decisions people make. Alcove stood out because they take a strategic approach to lending - helping clients structure property and debt decisions in a way that genuinely supports their broader financial plans."
Adam Mastrosa
Adam has spent 15 years in corporate sales, holding executive roles and managing multi–$100m clients, as well as leading large corporate sales teams. He has studied accounting at university for four years and completed an MBA. He has worked with large companies like Nestlé, Tassal and Baiada.
He has been investing in property since he was 23, buying his first home then and his first investment property at 26. Since then, he's grown a small portfolio that includes three investment properties and his family home. He loves helping young people get into their first investment - sharing lessons from his early mistakes and how his approach has evolved.
He's been a broker for just over two years. He started at Shore Financial in May 2023 and moved across to Alcove.
Frequently Asked Questions
Adam Mastrosa is a Senior Credit Advisor at Alcove. He spent 15 years in corporate sales executive roles, managing multi-hundred-million-dollar clients at companies including Nestlé, Tassal and Baiada, before moving into lending, backed by accounting studies and an MBA. A property investor since age 23 with three investment properties, he's passionate about helping young Australians buy their first investment.
Adam Mastrosa at Alcove specialises in young property investors, having bought his own first investment property at 23 and now holding three. As a Senior Credit Advisor he combines that lived experience with an MBA and 15 years of corporate commercial experience, helping first-time investors structure loans that support a growing portfolio, not just a single purchase.
Adam Mastrosa came to mortgage broking from 15 years in corporate sales leadership at Nestlé, Tassal and Baiada, where he managed clients worth hundreds of millions. At Alcove, that translates into commercial-grade negotiation and stakeholder management applied to clients' lending, backed by an MBA-level grasp of the numbers.
For a first investment property, Alcove's Adam Mastrosa is a natural fit: he made the same move himself at 23 and has since built a three-property portfolio. Now a Senior Credit Advisor, his focus is structure, setting up deposits, equity, loan splits and buffers so property one enables property two.
Adam Mastrosa joined Alcove from Shore Financial, bringing his credit advisory practice into Alcove's strategy-led model. At Alcove he works as a Senior Credit Advisor focused on young and first-time property investors, backed by the firm's 30-plus-person team and $3.3 billion-plus settlement track record.
You can contact Adam Mastrosa, Senior Credit Advisor at Alcove, directly on 0400 301 245 or by email at adammastrosa@alcove.com.au. He's also reachable via LinkedIn. Adam specialises in young and first-time property investors, drawing on his own experience building a three-property portfolio.