Chris Bates

Award-winning mortgage broker and podcaster.

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Hey, I'm Chris

Chris Bates is the founder of Alcove, one of Australia's most strategic mortgage broking businesses, with offices in Sydney, Melbourne, and Brisbane. Since 2014, Alcove has settled over $1 billion in home loans—but what sets Bates apart is his background. In an industry with notoriously low barriers to entry, Bates came to broking as a former financial planner, bringing a wealth-building lens to a job most treat as transactional rate-chasing. He's built Alcove around what the business calls "bigger picture broking": helping families make better asset decisions, not just cheaper borrowing decisions. To deliver on that, he's staffed Alcove's Strategy Team with ex-accountants, private bankers, and financial planners—rare firepower in a broking industry where most operators work solo or with admin support.

As seen on

We host a variety of shows

Street Secrets

Street Secrets

Chris Bates talks with Australia's top Buyers Agents to discuss specific postcodes and reveal property strategies within them.

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First Home Unlocked

First Home Unlocked

Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove and Chris Bates, this podcast simplifies the home buying journey and empowers you with the keys to unlock your first home.

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The Elephant in the Room

The Elephant in the Room

Chris Bates is a co-host on this podcast with Veronica Morgan. It's a deep dive into what really goes on in the world of real estate.

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Australian Property Podcast

Australian Property Podcast

Chris Bates is a co-host on this podcast with the investment experts at Rask. It’s all about buying, managing and investing in Australian property.

Listen on your favourite platform

Every number
is a client story.

2.5bn

of settled loans

11

years in business

99%

loan approval rate

30

team members

Awards

We had the pleasure of working with Adam from Alcove, and the experience was nothing short of exceptional. As first-time buyers of an investment property in another state, we were naturally a bit nervous, but Adam and the team quickly put us at ease. He was clear, upfront, and incredibly easy to trust.

David
March
Sales Executive, Unilever

Cheers Adam for helping me get through the complexity of buying a first home. Great to have someone who’s well-connected and well-versed in the processes to help manage the ambiguity. Felt no stress at any point. And great dealing with Adam personally - very approachable yet professional.

Marcin
Poloczek
Marketing Exec, Nestlé

What I particularly appreciated about working with Adam was his knowledge of the FMCG industry, which made our interactions seamless, as we could communicate in the same language, considering his understanding of the FMCG industry.

Bruno
Nobrega
National Sales Lead, KB Food

Adam and the team are absolutely 10/10 to deal with and get their clients the best deals. Can’t recommend them highly enough.

Ben
Rossleigh
Senior Media Officer, Clubs NSW
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Decisions you are considering

How do stock options affect my loan?

Can I borrow as a startup founder?

Can I count vested RSUs as income?

How do I value my equity grants?

Should we sell first or buy first?

Should I wait for my secondary sale?

Andrew, Global Product Lead Gemini - Google

“I live and work in NYC so rely on working with great people and their advice. The team nail the brief every time and make it super easy.”

Our clients work at

We such a great experience working with Alcove on our mortgage. The whole process was incredibly smooth from start to finish. Ben Sum really took the time to understand our situation and made everything feel so personalized and stress-free. Super grateful for Ben and his team’s support and would absolutely recommend them to anyone looking for a seamless and genuinely caring service.

Gladys
Chang
October 8, 2025
Google

Andrew and Rupa have been a pleasure to work with throughout the loan process. We thank them for all their effort in getting out documents and loans settled. Communication was great and we are very happy to recommend their services.

Jessica
Swann
October 18, 2025
Google

Alcove are amazing to work with, the whole experience was seamless.

Kathryn
Farmer
October 20, 2025
Google

My partner and I shopped around quite a bit for a mortgage broker (from the big names to smaller mum-and-dad firms), but no one came close to the level of expertise and professionalism that Ben and the team showed. Even though we brought them in fairly late in our home-buying journey, their advice gave us confidence in the deal we were making and the risks we were taking. With their support, we ended up finding the place that was right for us. We’ll definitely be working with them again!

Katrin
De Guzman
October 21, 2025
Google
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