Chris Bates

Mortgage Broker (#6 of 20,000+)
ex Financial Planner and Property Content Creator

Chris Bates is the founder of Alcove, one of Australia's most strategically-minded mortgage broking businesses, with offices in Sydney, Melbourne and Brisbane.

Since 2014, Alcove has settled over $3 billion in home loans — built on a philosophy of bigger picture broking; not rate-chasing. A former financial planner turned mortgage strategist, Bates brings a wealth-building lens that's rare in his industry, backed by a team of ex-accountants, private bankers and financial planners.

He has built the business through thought leadership in an ever-increasing variety of platforms and channels. He's one of Australia's most active property voices: co-host of The Australian Property Podcast, The Elephant in the Room podcast (400+ episodes), a LinkedIn Top Voice, and has been a regular contributor to the AFR and Domain. He’s also a regular guest on esteemed podcasts such as Equity Mates and other RASK podcasts.

His core editorial topics:

Property Market

On the ground buyer and seller behaviour as well as high level macro movements.

Borrowing strategy

Creating powerful long term loan structures vs chasing short term rates.

Asset selection

Focussing on buying a quality asset today that will sell well in the future.

Get in contact with Chris

Please drop Chris a message anytime and he'll get straight back to you.

0412 226 009

His awards

2025 NSW/ACT Champion

AFG Broker Awards NSW

2025 AFG Champion Broker

Finalist: AFG National Broker Awards

2024 The Adviser

#1 Elite Broker Ranking

2024 MPA

#3 Top 100 Broker Ranking

2024 MFAA Excellence

Finance Broker Business Award

Podcasts and Social

Elephant in the Room

Chris Bates is a co-host on this podcast wih Veronica Morgan. It's a deep dive into what really goes on in the world of real estate.

420+ episodes over 10 years

Listen on your favourite platform

Australian Property Podcast

Chris Bates is a co-host on this podcast with the investment experts at Rask. It’s all about buying, managing and investing in Australian property.

Listen on your favourite platform

First Home Unlocked

Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove and Chris Bates, this podcast simplifies the home buying journey and empowers you with the keys to unlock your first home.

Listen on your favourite platform

Street Secrets

Chris Bates talks with Australia's top Buyers Agents to discuss specific postcodes and reveal property strategies within them.

Listen on your favourite platform

LinkedIn

  • LinkedIn Top Voice
  • 26k followers
  • 1m impressions in 12m
  • 1800 posts over 14 years

You'll also hear Chris as a regular guest on these impressive podcasts.

Equity Mates

Bryce and Alec host one of Australia's leading investment podcasts.

Listen on your favourite platform

Australian Finance Podcast

The Australian Finance Podcast is Australia’s #1 finance podcast for people who want to break down the barriers to finance, learn to invest for their future and live the life you want.

Listen on your favourite platform

Walk the World

Martin North aims to provide an objective and independent voice covering finance and property with a touch of philosophy.

Listen on your favourite platform

Key content stats

600+

podcast episodes

4

weekly podcasts

1800

linkedin posts

My business: Alcove

After a career as a Financial Planner, Chris started the business to bring a higher level of advice to the mortgage broking world.

With that comes a fundamental strategic core to the business that focuses on fundamentals, is anti-hype / get rich quick and is in our clients' corner.

Ultimately, Alcove's strategic mortgage advice and property guidance approach creates a safe space for clients to consider and make wiser, more successful life choices.

Decisions you are considering

How do stock options affect my loan?

Can I borrow as a startup founder?

Can I count vested RSUs as income?

How do I value my equity grants?

Should we sell first or buy first?

Should I wait for my secondary sale?

Andrew, Global Product Lead Gemini - Google

“I live and work in NYC so rely on working with great people and their advice. The team nail the brief every time and make it super easy.”

Our clients work at

Excellent service! The team was with me through every step along the way. Highly recommend

Nicholas
Foster
March 11, 2026
Google

Great experience from start to finish with the team at Alcove.

Vince
O'Carroll
March 11, 2026
Google

Great service from Jack. Found us the best loan and also helped us refinance.

Kelly
Glover
March 6, 2026
Google

Rupa, Andrew and Craig are a fantastic team to work with. They made my life super easy when applying for my home loan. You can’t compare how brilliant they are at there job. Highly recommend to anyone looking for quick easy and hassle free home loan.

Henry
Reburn
February 27, 2026
Google
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