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"They managed to navigate my complex expat income and even got my Google RSU income approved as well."
"I highly recommend Alcove to anyone looking for a mortgage broker who is responsive, trustworthy, and truly cares about their clients. Thanks again to the whole team for making the process such a positive experience!"
"As founders, we're constantly jumping between things so having a partner that handled the details & made the process super clear made the buying process breezy for us. Very happy with the experience!"
“It almost felt like it was his responsibility to make it clear to me, not my responsibility to understand it.”
“I've been pretty much fully leveraged the whole time. So the sounding board on that, in terms of what was achievable, what wasn't — I think trust is just built along that.”
"Alcove has been a great partner. They look after my audience properly, keep things simple, and deliver real value. I’ve got full confidence referring clients knowing they’ll get honest, straightforward advice."
"Property is one of the biggest financial decisions people make. Alcove stood out because they take a strategic approach to lending - helping clients structure property and debt decisions in a way that genuinely supports their broader financial plans."
Rich Lloyd
Rich has mostly worked in Client Services at agencies: starting at big, creatively-driven ad agencies, then at smaller creative tech agencies and more recently as an MD of businesses that offer end to end brand experiences (creative + platform). He has chosen this path because he enjoys applying strategic and creative thinking to every facet of a brand. He's driven by this holistic approach to marketing, and brings a highly awarded creative background and in-depth knowledge of best practice technological experiences to Alcove.





























